Can you negotiate the price of rent? Most people have never seriously thought about this question, especially those who live in apartment complexes, even though rent is the single highest monthly expense for most people. Well, turns out that you can and should negotiate a lease.
Here you will find a lot of really useful information about effective financial budgeting, personal and family accounting and the ways to be productive when we are talking about savings, controlling expenses, achieving your financial goals etc. Enjoy!
Buying your own house is the ultimate American dream for many people. Most of us grow up with the idea that buying a house is always a smart financial choice and you should do it as soon as possible. In addition, you might feed like you’re simply throwing you money down the drain every month […]
Using a budget tracker is always a smart idea, but this useful habit becomes crucial if you’re planning on buying a new car. Between the down payment, monthly payments, fees, insurance, etc. it is simply impossible to figure out exactly how much money you can spend on a car so that you don’t find yourself […]
If you’re desperately dreaming about a vacation but your bank account can’t handle it just yet, there are a few simple ways to save for a vacation without giving up the things you love and need.
How much should I save for retirement per month? If you’re struggling to answer this question, you’re not alone. Retirement savings are a topic of much worry for most people, but setting up a retirement savings plan will help minimize those worries.
Choose mortgage time and rate
Getting a place of your own, even if you’re just renting, is an exciting step. But to avoid quickly becoming disappointed in your new living arrangement, or even worse, ending up broke and having to move back to your parents’ house, be responsible and first figure out the answer to “How much should I spend […]
Unfortunately, when buying a home most people only know about and consider a fraction of the costs that go into owning a house. We’re here to give you a breakdown of all costs involved in owning a house so you can make an informed decision before signing your mortgage papers.
Having a child is perhaps the most important decision in life for most people but the scale of the financial commitment that comes with having a child often comes as an unpleasant surprise to first time parents.
Attending college is one of the most significant events in life for most people, but unfortunately, in addition to providing lifelong friendships, education, an opportunity for upward mobility and simply a fun experience, attending college can also give a person tons of stress and financial debt that often lasts a lifetime.
When you choose Cubux as your household finance calculator you can forget about having a household budget spreadsheet printed out and hung on your fridge so that all the members of the family don’t forget to share expense. Our household budget program allows to you create one family account for everyone.
If you want to have the best, most convenient financial management software for Mac laptops at the tip of your fingers – look no further. Cubux have all the features you might need, great design, user-friendly interface. Plus, it’s free and you can’t beat that. If you have an iPhone or an Android-based phone, don’t […]
Do you have a dream of going on a vacation to Europe, buying a new car or just putting your kids through college without having to take out loans? Or do you just want to keep better track of your expenses and improve your financial discipline? Well, if you answered “yes” to any of these […]
The issue of saving the household budget is becoming more and more urgent. How to reduce the expenditure part if you can’t increase the income? The simplest way to save money is control and accounting for all household expenses. This helps to avoid unplanned, impulsive purchases, about which we, as a rule, regret over time. […]
All expenses are divided into two main types – unmanaged and managed. The first category includes utility payments, payment for a mortgage or apartment rental, internet, various transportation expenses (gasoline, travel card). Unmanaged costs are a category in which there is nothing to reduce. If you, for example, try to save on gasoline, someday you […]
Why is it so important to count money? Many of us think that it is boring and takes a lot of time. Let’s consider main reasons why it’s so important to track all expenses and manage home accounting.
Why plan my personal budget? Today many people ask themselves this question. And of course, the answer to it sounds quite simple: to control your finances. Due to the management of personal and family budget, it is possible to reduce spontaneous, as a rule, unnecessary expenses and at the same time to find out on […]