The issue of saving the household budget is becoming more and more urgent. How to reduce the expenditure part if you can’t increase the income? The simplest way to save money is control and accounting for all household expenses. This helps to avoid unplanned, impulsive purchases, about which we, as a rule, regret over time. […]
Here you will find a lot of really useful information about effective financial budgeting, personal and family accounting and the ways to be productive when we are talking about savings, controlling expenses, achieving your financial goals etc. Enjoy!
All expenses are divided into two main types – unmanaged and managed. The first category includes utility payments, payment for a mortgage or apartment rental, internet, various transportation expenses (gasoline, travel card). Unmanaged costs are a category in which there is nothing to reduce. If you, for example, try to save on gasoline, someday you […]
Why plan my personal budget? Today many people ask themselves this question. And of course, the answer to it sounds quite simple: to control your finances. Due to the management of personal and family budget, it is possible to reduce spontaneous, as a rule, unnecessary expenses and at the same time to find out on […]
Each of us spends a certain amount of money every month, thus managing our own finances. Making a competent choice in the implementation of expenses is necessary, as incomes must necessarily cover the needs. Many people on the way to financial well-being have benefited from such a decision as tracking all their monthly expenses. Managing […]
How many times have you planned a trip or some large purchases and couldn’t afford it because there was not enough money? It’s a permanent dilemma when you have a high income but for some unexplainable reasons eventually, you can’t spend it on something you wanted to. Why does it happen? We don’t control our […]