Here you will find a lot of really useful information about effective financial budgeting, personal and family accounting and the ways to be productive when we are talking about savings, controlling expenses, achieving your financial goals etc. Enjoy!

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Creating A Budget With Cubux – Home Accounting

It would not be an exaggeration to say that nearly everyone has at least once experienced problems with household accounting. Sometimes we find out that we are not able to save as much as we would like to, or we spend too much money without even noticing it. Setting up a budget plan and following […]

How to spend less money?

Everyone knows that there is never too much money. Have you ever asked yourself how to spend less and how to save money, are there any tricks? Did you finally decide to spend less money and start your family budgeting? Are you seriously thinking about saving money and minimizing your household expenses? Then you came […]

What is home bookkeeping and why do we need it?

It’s better to earn more than spend less If you regularly run out of money a week before your next month’s salary and can’t account for the previous month’s salary, then it’s time to get a grip on the management of your personal finances. The aphorism used as an epigraph to this material is 100% […]

Researchers have found the best way of repaying debts

Researchers from Harvard University came to the conclusion that the so-called “snowball” method is very effective when it comes to the repayment of debts, states Business Insider. According to the data, provided by the Federal Reserve System, almost half of the families in the U.S. cannot repay their debts. The data, used by the researchers […]

How to start saving?

In this article you will find a few simple tips that will help you significantly cut back on spending to be able to save money. Start home accounting There are numerous software programs that can help you find the right way to save money. These are the so-called family or home budgeting tools, which are […]

Why is it so important to keep accounting records?

Many people think the main reason why they always encounter a lack of money or cannot afford to buy an essential but expensive item, is their low income. However, most of them have no idea that the cause of their financial problems is not a low income, but rather thoughtless expenses. Instead of complaining about […]

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